Save Money-25 Ways You Can Really Do It

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You can save money-25 ways you really can do it! I have a few ideas on how to save money today, and that’s just a start. Years ago I used to teach people how to balance their bank accounts and I showed them where their money was going. I asked them to use their debit cards for a minimum of two months and we could work out a budget. It was really a surprise to many of my clients when they would write down what they spent on gas for their cars, 7-11 drinks, fancy coffees and drive throughs with yummy sweet drinks, burgers, and fries. Most of my clients were high paid executives and they were constantly on the run from one project or to their next client. Most people with high paid stressful jobs rarely get lunch hours, I know because I was one of those people. Forget the 40 hour weeks and overtime pay, that did not exist. If you are on salary, well you get the picture, they expect you to work 50-60 hours for the 40-hour wage, that’s how companies run.

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I know, I can hear people saying, “But you have to have breaks and lunch hours!” I wish that were true in the everyday workplace. It’s not, trust me, I know. So, back to working with my awesome clients who were dear friends. I usually had water color magic markers and we would color code the expenses on their bank statements. I must tell you 99% of my clients were shocked at where their money was going. So I’m going to share with you some of the ways you can cut your expenses, eat healthier and save money-25 ways.

Save Money-25 Ways

  1. Those yummy sweet drinks at those well known convenient stores add up, especially if you have multiple kids.
  2. Oh, man, those yummy fancy coffees are so expensive, if you get one a day at $5.00 each that’s $150.00 per person each month.
  3. If you cook from scratch instead of driving through those fast food restaurants you could save even more $$$$.
  4. Replace your bottled water purchases with a Reverse Osmosis system. I paid for mine in only six months by skipping the bottled water cases. Yes, I have to have the filter changed and the tubes cleaned once a year for $95.00. I still save $$$$.
  5. Make a grocery list and stick with it, the less you go to the store the less you are tempted to buy those items you don’t need.  If you follow your list all those “goodies” at the checkout counter won’t tempt you as much.
  6. Buy clothes from thrift stores. I go with my grandkids and they find so many good buys, some still have price tags on them. We alter them to fit, as needed.
  7. Plan your trips into town with a goal, and get organized so you make them less often and save on your gas expense.
  8. Use coupons that are for non-processed foods as much as possible. Yes, they have them for fruit, vegetables, and milk.
  9. Save money by keeping your car repaired as needed and suggested because it will save you money in the long run.
  10. Waste less, want less by dehydrating food that you can see you will not eat as quickly as you thought you might.
  11. Freeze spinach and other veggies for smoothies if it looks like you may not eat them before they go bad.
  12. Grow a garden. First of all, you know what you are eating and it keeps you out of the grocery store. Exchanging with neighbors is another way to get products without spending the money at a store.
  13. If you have local discount cards that cost about $35.00 they will save you money by being able to buy one dinner and getting one dinner free. The bonus, $10.00 of that money goes to our local schools.
  14. Shop end of season sales, you can usually pick up great buys at 50% off, or more, of great items.
  15. Have a friend to friend exchange clothes party, either for kids or babies, people love these, I promise!
  16. My granddaughter tried on a wedding dress at a local thrift store lately, wow, it was beautiful!
  17. Pay one extra house payment every year by dividing the payment by 12 and make that an extra “principal” payment. You will pay down your house so much faster.
  18. If you can afford a 15-year mortgage do it, life is good when you retire with no house payment.
  19. Keep cash in an envelope or savings account to save for emergencies should they arise.
  20. Keep small bills in case we have a disaster and the banks are closed, you will be able to purchase items with the exact amount of cash should a case of water become $20.00 (yes this happened after a disaster).
  21. Check the airport shops for clothes on sale, yes we have saved 75% on some great shirts for Mark, who would have guessed, right?
  22. Make your own popsicles or smoothies at home with fresh fruit, water, and ice, yet they are yummy and cheap.
  23. Mark has been using cloth diapers in place of paper napkins for months now. Each meal he just puts the cloth on his lap and enjoys his meal. I’m surprised how seldom we are purchasing paper napkins now. I just wash them with the whites each week and keep using them over and over. You could do the same thing with paper towels too.
  24. Consider signing up for Netflix or another movie streaming service rather than going out to movies. You can make it more like a date night by popping some popcorn or serving other treats while you watch.  Also, it saves on the treat prices vs at the theater and also the gas to get there.
  25. Think about what you are buying. Is it something you actually need, or just another want. Keeping up with the Jones’s is a favorite American pastime, but one that can prove to be pretty expensive. Mark and I have really been trying to cut back and simplify our lives. We’ve been driving one car for a number of years, eat out very seldom, stay with our kids when visiting them rather than a motel, and much more. Try it, you’ll be surprised how fun it can be and how much money you can save.
  26. (Janet): If your car is paid off, save a car payment every month. You may be able to pay cash for your next car, if not, you have a good down payment.
  27. (June) Garage sales and buying in larger containers and condensing them into smaller ones.
  28. (Mary) If you when at thrift store buy an old towel, t-shirts…….cut them down for cleaning rags sewing. Edges so won’t fray. Tins sold there make excellent packaging for those homemade Christmas gifts, they are also reusable for the recipient.

I hope this helps you save money-25 ways or more, we are all on tight budgets, food prices, clothes prices, all expenses have skyrocketed. Thanks for being prepared for the unexpected.

Budget organizing

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16 thoughts on “Save Money-25 Ways You Can Really Do It

  • July 23, 2017 at 7:31 am
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    Some good tips, my friend!

    21. Another place to find really nice clothes for cheap prices is on the final sale racks at the Vegas casinos. I avoid going down there, but I do have a brother there, so I go occasionally. I went down for a wedding one time and wasn’t really happy with the dress I’d brought, so I checked the shops at Caesars. I found a gorgeous designer dress, originally $1200.00, for $45.00.

    I hope you’re having a great weekend.

    Big hugs, Mare

    Reply
    • July 23, 2017 at 9:41 am
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      HI, Mare, WHAT?? That is amazing! I have got to check out those shops! I found some golf shirts at the LV airport! I love hearing this! Hugs, Linda

      Reply
      • July 23, 2017 at 10:18 am
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        If you head down that way, check out Bells Outlet Mall, out by Blue Diamond Road, too. I got an ankle length down coat at one of the stores there for $25.00. I had to fix the zipper, but it was a $450.00 coat, so no big deal.

        Reply
  • July 23, 2017 at 9:21 am
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    With money, there’s a theory of relativity. We tend to spend according to how much we make. We live where other people of our earning class lives. We look at what the Jones’ have and keep up with them. When my husband and I first got married we were taught the envelope system. We were advised to give 10 percent, save 10 percent and spend the rest with envelopes. We did that for awhile, but I found that I made stupid purchases at the end of the month because we were intent to be careful with money and there was plenty left in the envelopes at the end. So we thought, hey, we know people who are making half of what we make. Some people had kids and made half of what we made, and so we decided as newlyweds to save 40%, give 10% and spend 50%, and if there is anything left over, we increased our giving! That made it fun because if we spent less than the 50% we could give to a nice charity. It was a smart move. We live more modestly. I still draw out money in cash each and every month and put money in envelopes. With debit cards for insurance and automatic recurring payments, I take what’s left of the 50% out of the bank in cash. If I buy something with my debit card on Amazon, I make a deposit in cash back in the bank for that amount. If you think of it, there’s always someone out there that’s happily living on half of what you make. If the other family can do it, so can you! And with this we built up a food supply and we have a family vacation (usually camping) because we have an envelope for vacation. I don’t pay for cable tv, but we have great internet. My kids don’t wear Nike shoes (nor do I). We go to the thrift shop first when we need something. We almost never eat out. We’ve never had coffee at Starbucks. I learned how to cut hair from a hairdresser happy to teach, so no salon bills. My kids thought a “Happy Meal” was a bento box of goodies I made for them with a juice box from the Aldi store. Most of the time we had to share one bathroom. The kids didn’t all get their own bedroom. But no one suffered. There are people living joyfully on half of what you make!

    Reply
    • July 23, 2017 at 9:49 am
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      Oh, Debbie, you are amazing! I LOVE every sentence you wrote, literally. I wish we could teach the world to live like this because we would have fewer people living off the government with our tax dollars. I have helped people with budgets living on twice what Mark and I live on and they “can’t make it”. Well, Mark and I do not buy salmon, Mark would love it, but it’s not going to happen. We don’t need it. I wish churches or schools would teach people how to live on less. I think it comes down to want versus needs. Old habits are hard to break. We have never had salmon for dinner except at a company party. That’s how we roll. Congrats on your lifestyle, we would be very good neighbors! Linda

      Reply
      • July 23, 2017 at 10:49 am
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        I love #23. We don’t have any diapers any more, but I think I have some small tea towels that would work. That’s a great tip. We spend way too much on paper products in our house. I also like #9. We only buy cars that are fully depreciated. So we drive beaters. It’s important to us to keep them in top running order and so we look after them carefully. Currently we are driving a 1998 and a 2000 and we also keep them tidy and super clean and keep them washed (by hand…ourselves) and they were bought with cash. If we were to sell them today, we’d get close to what we paid for them. We’ve never had a car payment. But when an old car is super clean, it almost feels like new.

        Reply
        • July 23, 2017 at 7:46 pm
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          HI Debbie, you rock! I love a clean car! We decided in 2009 to downsize to one car, it’s paid for and we haven’t had a car payment in 8 years. I don’t car pool kids to school or lessons so I call myself a stay at home wife. LOL! Great comment, Linda

          Reply
  • July 23, 2017 at 10:39 am
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    If your car is paid off, save a car payment every month. You may be able to pay cash for your next car, if not, you have a good down payment.

    Reply
    • July 23, 2017 at 7:22 pm
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      Hi, Janet, that’s a good one, I forgot about that one. I’m adding that to the post. Thank you! Linda

      Reply
  • July 23, 2017 at 11:17 am
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    The tips on freezing/dehydrating things that aren’t being used in a timely way has hit home this month! I usually lose 1/2 an onion or part of a bunch of green onions here or here but thought it was no big deal. Well at the end of 2 months, I have nearly 2 quart jars of dehydrated onions by just dehydrating the leftovers. I see some other tips I can use on this list too! Thanks.

    Reply
    • July 23, 2017 at 7:38 pm
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      Hi, JoEllen, it’s amazing that 1/2 an onion or bunch of green onions you can use in two weeks if we freeze it or dehydrate it! Great comment, Linda

      Reply
  • July 23, 2017 at 12:22 pm
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    You mentioned Thrift stores Don’t forget Garage sales. Since I am overweight I
    have trouble finding clothes. I almost NEVER find clothes at garage sale but I went to one and they had men’s t-shirts for 50 cents each. I had $5.00 with me so I came home with shirts I LOVE to wear. Of course
    you can find other great items there too. I have found items that people got as Wedding gifts and they
    didn’t want them so I got them for pennies compared to what the were bought for. Also check out
    bigger items like cans of Catsup then divide into littler bottles. I have done that for years. Just wash out store
    bought catsup bottles and refill from the can.

    Reply
    • July 23, 2017 at 7:34 pm
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      Hi, June, I better go add garage sales, that’s a given! I was just at the dollar store and saw some Dawn soap and I was going to figure out if it’s cheaper in the big bottle or those tiny ones. Great comment, Linda

      Reply
  • November 1, 2017 at 5:46 am
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    If u sew when at thrift store buy old towel, t shirts…….cut them down for cleaning rags sewing. Edges so wont fray. Tins sold there make excellent packaging for those homemade Christmas gifts, they are also reuseble for the recipent.

    Reply
    • November 1, 2017 at 9:00 am
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      HI Mary, I’m adding this to my post. I remember seeing those tins at the thrift store here. Great comment! I love recycling clothing! Linda

      Reply

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