You can save money-25 ways you really can do it! I have a few ideas on how to save money today, and that’s just a start. Years ago I used to teach people how to balance their bank accounts and I showed them where their money was going. I asked them to use their debit cards for a minimum of two months and we could work out a budget. It was really a surprise to many of my clients when they would write down what they spent on gas for their cars, 7-11 drinks, fancy coffees and drive throughs with yummy sweet drinks, burgers, and fries. Most of my clients were high paid executives and they were constantly on the run from one project or to their next client. Most people with high paid stressful jobs rarely get lunch hours, I know because I was one of those people. Forget the 40 hour weeks and overtime pay, that did not exist. If you are on salary, well you get the picture, they expect you to work 50-60 hours for the 40-hour wage, that’s how companies run.
I know, I can hear people saying, “But you have to have breaks and lunch hours!” I wish that were true in the everyday workplace. It’s not, trust me, I know. So, back to working with my awesome clients who were dear friends. I usually had water color magic markers and we would color code the expenses on their bank statements. I must tell you 99% of my clients were shocked at where their money was going. So I’m going to share with you some of the ways you can cut your expenses, eat healthier and save money-25 ways.
Save Money-25 Ways
- Those yummy sweet drinks at those well known convenient stores add up, especially if you have multiple kids.
- Oh, man, those yummy fancy coffees are so expensive, if you get one a day at $5.00 each that’s $150.00 per person each month.
- If you cook from scratch instead of driving through those fast food restaurants you could save even more $$$$.
- Replace your bottled water purchases with a Reverse Osmosis system. I paid for mine in only six months by skipping the bottled water cases. Yes, I have to have the filter changed and the tubes cleaned once a year for $95.00. I still save $$$$.
- Make a grocery list and stick with it, the less you go to the store the less you are tempted to buy those items you don’t need. If you follow your list all those “goodies” at the checkout counter won’t tempt you as much.
- Buy clothes from thrift stores. I go with my grandkids and they find so many good buys, some still have price tags on them. We alter them to fit, as needed.
- Plan your trips into town with a goal, and get organized so you make them less often and save on your gas expense.
- Use coupons that are for non-processed foods as much as possible. Yes, they have them for fruit, vegetables, and milk.
- Save money by keeping your car repaired as needed and suggested because it will save you money in the long run.
- Waste less, want less by dehydrating food that you can see you will not eat as quickly as you thought you might.
- Freeze spinach and other veggies for smoothies if it looks like you may not eat them before they go bad.
- Grow a garden. First of all, you know what you are eating and it keeps you out of the grocery store. Exchanging with neighbors is another way to get products without spending the money at a store.
- If you have local discount cards that cost about $35.00 they will save you money by being able to buy one dinner and getting one dinner free. The bonus, $10.00 of that money goes to our local schools.
- Shop end of season sales, you can usually pick up great buys at 50% off, or more, of great items.
- Have a friend to friend exchange clothes party, either for kids or babies, people love these, I promise!
- My granddaughter tried on a wedding dress at a local thrift store lately, wow, it was beautiful!
- Pay one extra house payment every year by dividing the payment by 12 and make that an extra “principal” payment. You will pay down your house so much faster.
- If you can afford a 15-year mortgage do it, life is good when you retire with no house payment.
- Keep cash in an envelope or savings account to save for emergencies should they arise.
- Keep small bills in case we have a disaster and the banks are closed, you will be able to purchase items with the exact amount of cash should a case of water become $20.00 (yes this happened after a disaster).
- Check the airport shops for clothes on sale, yes we have saved 75% on some great shirts for Mark, who would have guessed, right?
- Make your own popsicles or smoothies at home with fresh fruit, water, and ice, yet they are yummy and cheap.
- Mark has been using cloth diapers in place of paper napkins for months now. Each meal he just puts the cloth on his lap and enjoys his meal. I’m surprised how seldom we are purchasing paper napkins now. I just wash them with the whites each week and keep using them over and over. You could do the same thing with paper towels too.
- Consider signing up for Netflix or another movie streaming service rather than going out to movies. You can make it more like a date night by popping some popcorn or serving other treats while you watch. Also, it saves on the treat prices vs at the theater and also the gas to get there.
- Think about what you are buying. Is it something you actually need, or just another want. Keeping up with the Jones’s is a favorite American pastime, but one that can prove to be pretty expensive. Mark and I have really been trying to cut back and simplify our lives. We’ve been driving one car for a number of years, eat out very seldom, stay with our kids when visiting them rather than a motel, and much more. Try it, you’ll be surprised how fun it can be and how much money you can save.
- (Janet): If your car is paid off, save a car payment every month. You may be able to pay cash for your next car, if not, you have a good down payment.
- (June) Garage sales and buying in larger containers and condensing them into smaller ones.
- (Mary) If you when at thrift store buy an old towel, t-shirts…….cut them down for cleaning rags sewing. Edges so won’t fray. Tins sold there make excellent packaging for those homemade Christmas gifts, they are also reusable for the recipient.
I hope this helps you save money-25 ways or more, we are all on tight budgets, food prices, clothes prices, all expenses have skyrocketed. Thanks for being prepared for the unexpected.